It Begins: The Canadian Mortgage Renewal Tidal Wave

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Jesse Merson, Mortgage Agent,
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[00:00] Introduction: The 2026 Mortgage Renewal Wave
[02:45] PM Springfest
[03:26] Extending Amortization to Lower Payments
[06:39] Who is Most Impacted by the Mortgage Cliff?
[09:12] Simply Renewing vs. Refinancing
[10:06] The Upside: Renewing from High 2023 Rates
[12:02] Steps to Shopping Around for a Better Rate
[14:12] The Process of Switching Lenders
[18:32] Fixed vs. Variable: What Terms Are People Choosing?
[20:55] Understanding Mortgage Portability
[24:32] Final Thoughts

The opinions expressed herein are solely that of Tom Storey, not Royal LePage or the TRREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these videos. This communication is not intended to cause or induce breach of an existing agency agreement. This is not financial advice.